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How much can I afford?

June 14, 2013 in Uncategorized

The TD Canada Trust Mortgage Calculator1

This calculator can show you1

  • How much of a home you may be able to afford
  • The amount of mortgage you may qualify for
  • What mortgage payments to expect based on the results
  • Some strategies on how to save money over the life of your mortgage

You can explore multiple scenarios to help you take a comfortable first step toward home ownership. And, you will be able to print your results when you’re done.

To get started, simply enter your financial details in the fields on the right.
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$ Monthly payment Calculator


Estate Planning: Your Will – Part One

June 14, 2013 in Legal Advice Blog

Your Will – Part I – Intestacy

Let me start with a statement of the obvious: Everyone who has assets that will have to be disposed of after death, needs a Will.

Dying “intestate” means dying without a Will. Every jurisdiction has laws to deal with this. If you die without your Will in place, you place your loved ones at risk. The following outlines the likely outcomes.

Underage Children

In Ontario if someone who is married and has children dies intestate, his/her spouse is entitled to receive the first $200,000.00 of the estate and 1/3 of the rest. The other 2/3 goes to the children. Each child is entitled to receive his/her portion of the money at age 18 (hmm…).

The share for each minor child is safeguarded by a government office called the Children’s Lawyer.If money is needed to help pay a child’s expenses, it can only be  accessed by court order.

Suppose a couple owns assets jointly. When the first partner dies, all of the assets pass to the survivor (so far, so good). If the survivor then dies without a Will, there will be an intestacy and the applicable intestacy rules come into play (the ones referred to above are just a few of them).

Estate Administrators

Someone has to administer the estate but it can be difficult to decide who it will be. In the case of intestacy, a court order is required to appoint the Estate Trustee. Nothing can get done before the court appoints the estate administrator.

Even when everyone involved agrees on who should be the Estate Trustee, a Judge can still require that person to post a financial bond before he/she is appointed. These bonds are expensive and difficult to get.

Construction notice for Leslie-Lakeshore TTC barns

June 13, 2013 in Latest Community News Blog, Neighbourhood Alerts Blog

Construction Notice # 4

Leslie Barns & Leslie Street Connection Track

Leslie Street Works, South of Mosley Street


*Timelines are subject to change due to weather


Over the coming weeks, you can expect to see the following construction activities. If you have any questions or concerns regarding this work please get in touch. Contact info can be found at the bottom.


Work Description & Purpose

  • Ductbank construction work will be conducted in the southbound curb lane of Leslie Street from south of Commissioners St. to Lake Shore Blvd, as well as in the southbound curb lane between Lake Shore  and Mosley Street.
  • Ductbank construction along Mosley Street (north side), west of Leslie Street.
  • Various activities, including storm sewer installation, on the east side of Leslie St.
  • Median removal on Lake Shore Blvd. at Leslie Street to maintain east-west traffic flow.
  • Construction of temporary plaza entrances along Lake Shore Blvd.
  • Shifting of Martin Goodman Trail along Leslie Street between Commissioners Street and Lake Shore Blvd.

Traffic and Parking Details

  • Access      will be maintained to businesses at all times.
  • Access      to Martin Goodman Trail will be maintained.
  • Southbound      traffic on Leslie Street will be reduced to one lane during work hours.      Access to the plazas will be maintained throughout this process. During      non-work hours, access to reduced lanes and driveways north of Lakeshore      Blvd. will be restored through use of steel plating.
  • Lake      Shore Blvd. approaching Leslie intersection – some lane reductions/turning      restrictions. A minimum of four through lanes (two eastbound and two      westbound) must be maintained at all times, as well as left turn lanes.
  • Leslie      Street between Commissioners and Mosley – lane reductions/turning      restrictions:

- 1 lane of traffic open to both northbound and southbound traffic.

  • Along      Leslie Street, approximately 40m south of Commissioners (south curb) –      lane reductions/turning restrictions:

- 1 lane of traffic open to both northbound and southbound traffic.
- Middle lanes will be restricted for 40 meters to facilitate work.

  • Along      Mosley, West of Leslie – lane reductions/turning restrictions:

- Westbound curb lane reduction.

- 2-way traffic will be maintained.


Work Hours

Work hours are scheduled as follows:

7:00am to 5:30pm daily — south of Lake Shore Blvd.

9:00am to 5:30pm daily — north of Lake Shore Blvd.


Please contact us to get construction updates:

Wide Route/Schedule Information:

416-393-INFO (4636) or



Neighbourhood Alerts Subscription

June 12, 2013 in Neighbourhood Alerts Blog

If you’re part of the Woodbine Park neighbourhood and would like to receive email updates directly from your Neighbourhood Watch Street Captain, please contact with your name, address, and email address and we’ll put you in touch with your Street Captain.

The Month of May in a Nutshell

June 12, 2013 in Real Estate Blog

The Toronto Real Estate Board (TREB) reported that sales were down, but the average price of a home in Toronto hit record high of just more than $540,000.  Here’s a video review of sales statistics for May 2013 that was released by TREB.


Balmy Beach Paddlers Reach the Podium in World Cup Event

June 12, 2013 in Latest Community News Blog

Courtesy of Beach Metro News
By Andrew Hudson • June 11, 2013 • Print This Article

Paddlers at the Balmy Beach Canoe Club celebrated two of their own last week after kayakers Kathleen Fraser and Sam Roworth won second- and third-place finishes at recent World Cup races in Poland and the Czech Republic.

KC Fraser and Genevieve Beauchesne-Sévigny win bronze in the K2 500 metres in Racice, Czech Republic. PHOTOS: Balint Vekassy

KC Fraser and Genevieve Beauchesne-Sévigny win bronze in the K2 500 metres in Racice, Czech Republic.
PHOTOS: Balint Vekassy

In the two-person, 500-metre race – an Olympic event – Fraser and partner Genevieve Beauchesne-Sévigny took second in Poland and third in the Czech Republic.

“Our goal in this race was just to relax, and not to go all-out off the start,” said Fraser. “We stuck to the plan every race and it worked out perfectly.”

Fraser hopes that their results – the best by a Canadian women’s team in that event for at least a decade – will inspire others on the national team.

“I’m happy that the girls are coming up,” she said. “I hope it gives them the confidence to say, ‘Yeah – we can get there’.”

To Fraser’s finishes, Sam Roworth and the four-person men’s kayak team added a supreme one for the cameras.

In the 1,000-metre race in  Poland, their boat nosed past the Polish team’s by three inches – a mere 24 thousandths of a second on the clock.

For Roworth and Fraser, Poland was their second World Cup race in as many weeks and their last event before Canada’s final qualifier for the senior World Cup teams at the end of June.

To read the full article visit:



Beaches-East York MPP calls for OMB’s removal of power over Toronto

June 11, 2013 in Latest Community News Blog

It’s time to remove the OMB’s power over Toronto

Courtesy of Beach Metro News
By Michael Prue  • June 11, 2013  • Print This Article

As a unchanging array continues, we demeanour during events function in a city for all ages and interests.

June 7-9, 2013

Woofstock: North America’s largest outside festival for dogs is behind in Toronto this weekend.

... Read the full article